Insurance for Ontario residents Help needed Please?

  • 12 Apr 2017 8:26 AM
    Message # 4748039

    Can anyone help me with finding motorcycle insurance in WIndsor Ontario area. I have an old SX 175 cc AMF  Harley Davidson. I have had my license since I was 16 years old (now 53 years old)  I am p[resently with "allstate" for my cars and home but my representative says getting "enduro" insurance is going to be hard? I dont know if this is true or not???

    I have "NO" bad driving record. If someone can put me in the right direction I would be gratefull Thanks Mike

  • 12 Apr 2017 2:26 PM
    Reply # 4748826 on 4748039
    A.
    Mike Sherlock wrote:

    Can anyone help me with finding motorcycle insurance in WIndsor Ontario area. I have an old SX 175 cc AMF  Harley Davidson. I have had my license since I was 16 years old (now 53 years old)  I am p[resently with "allstate" for my cars and home but my representative says getting "enduro" insurance is going to be hard? I dont know if this is true or not???

    I have "NO" bad driving record. If someone can put me in the right direction I would be gratefull Thanks Mike

    Assuming your classic bike is street licensed and to be used for limited mileage in connection with classic bike events it can be insured through any Aviva Insurance agent. Dalton Timmis (homeforchrome.com) is the best known broker for this coverage. Also when registered and plated as a "Historic Vehicle" (over 30 years old or older) the license fee is just $18.00/year.

    Al Johnson


  • 12 Apr 2017 6:57 PM
    Reply # 4749208 on 4748039

    Thank you Al for your help much appreciated. I will give Aviva a try and see what happens.  Thanks again Mike

  • 13 Apr 2017 11:47 AM
    Reply # 4750378 on 4748039
    Ray

    If you are insuring a classic bike (25 or more years old) Dalton Timmis is probably the best bet. But make sure you understand the rules if you insure as a classic bike. As they are more restrictive...

    If your bike is newer, it pays to shop around. Td Melloche, Allstate etc.

  • 13 Apr 2017 12:59 PM
    Reply # 4750505 on 4748039

    Dalton Timmis works for me.  I pay the same for three bikes as I used to pay for just one when not with them.  There is a restriction on the number of Kms each year but between the three it's no issue.

  • 26 Apr 2017 5:51 PM
    Reply # 4785714 on 4748039

    Hope I'm not too late on this for u, Mike - many of us in the Windsor area, members of the Essex-Kent section of the CVMG, have been using 'the co-operators' for insurance on our old bikes.

    You'll need an appraisal and deal directly with a local office of co-operators but it's a good deal. I have Dalton-Timmis for my modern bike but co-operators for my older one... 

    E-me at < ccollin3 (at) mnsi (dot) net > if u need more info, which I suggest before trying to sign up ;-) 

  • 27 Apr 2017 8:17 AM
    Reply # 4786833 on 4748039

    Thank you Thank you Thank you Gentlemen for all your "Great" responses and suggestions and help. I much appreciate them all. I am with allstate with my two cars and home. They quoted me $800 for the year?WOW, and claim they have their own insurance for bikes? I am definitely NOT going with them. I have a squeeky clean driving record and have had my bike license since I was 16 years young (now 53yrs young)

    Yes I will probably be going with co operators as soon as I get an appraisal on my bike. Life is busy right now but we will be on the road soon Thanks again gentlemen for all your help Mike

  • 27 Apr 2017 8:22 AM
    Reply # 4786836 on 4786833
    Anonymous
    Mike Sherlock wrote:

    Thank you Thank you Thank you Gentlemen for all your "Great" responses and suggestions and help. I much appreciate them all. I am with allstate with my two cars and home. They quoted me $800 for the year?WOW, and claim they have their own insurance for bikes? I am definitely NOT going with them. I have a squeeky clean driving record and have had my bike license since I was 16 years young (now 53yrs young)

    Yes I will probably be going with co operators as soon as I get an appraisal on my bike. Life is busy right now but we will be on the road soon Thanks again gentlemen for all your help Mike

    if you have had your licence since 16 but havent been riding or can show proof of a policy within. 2 years they classify you as a new rider
  • 25 May 2017 9:49 PM
    Reply # 4853436 on 4748039

    Well to finish this thread up. I finally got the bike on the raod and my insurance for my 1975 SX175 cc is $345 a year from Cooperators Brokerage. Thanks to all for all your help and please consider this thread closed Thanks again Mike

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